INNOVENTURE

Transforming Businesses Through Technology

Banking

Banking, Reimagined

We build neobank and digital banking platforms end to end, from paperless onboarding and account opening to card issuing and payments, on a Banking-as-a-Service core with a partner bank.

  • Paperless onboarding and eKYC
  • Accounts, cards and payments
  • Banking-as-a-Service core
  • Partner-bank ready architecture
Overview

A Bank in Your App

A neobank lives or dies on the first five minutes. We build onboarding that opens an account in minutes with eKYC, then give the customer accounts, cards and payments that feel effortless.

Underneath, we integrate a Banking-as-a-Service provider and partner bank so the regulated pieces are handled, while you own the product, the data and the relationship with your customer.

What you get

  • eKYC onboarding and account opening
  • Savings and current account views
  • Virtual and physical card issuing
  • Payments, transfers and standing orders
  • BaaS and partner-bank integration
  • Admin, limits and compliance tooling
Capabilities

Everything a Customer Expects

The full retail banking experience, with the regulated core handled by your partners.

eKYC Onboarding

Open an account in minutes with document and liveness checks.

Accounts

Real-time balances, statements and clear money movement.

Card Issuing

Virtual and physical cards with controls in the app.

Payments

Transfers, standing orders and bill payments built in.

BaaS Core

Integrated with your Banking-as-a-Service and partner bank.

Controls

Limits, freezes and compliance tooling for your ops team.

How We Work

Our Delivery Process

Four disciplined stages, a fixed milestone plan, and staging you can watch from day one.

01

Discovery

Requirements, compliance scope, target users and the metrics that define success.

02

Architecture

A secure, scalable architecture, the integrations mapped and a fixed milestone plan.

03

Build & Integrate

Built in two-week sprints, wired to your payment and banking rails, tested on live staging.

04

Launch & Support

Security hardening, zero-downtime go-live, source and IP handover, then ongoing support.

Stack

The Fintech Toolkit

BaaS
eKYC
Card Rails
Core APIs
HSM / KMS
Mobile
FAQ

Neobanking Questions

In most markets a neobank partners with a licensed bank rather than holding its own licence. We build on a Banking-as-a-Service core and your partner bank.

Yes. We integrate card issuing for virtual and physical cards, with in-app controls like freeze, limits and single-use numbers.

With eKYC, document capture and liveness checks, onboarding typically takes minutes rather than days.

Funds sit with the regulated partner bank. You own the experience, the data and the customer relationship on top of that core.

Ready to build in fintech?

Tell us your product idea and your compliance needs. We come back with an architecture, a milestone plan and a fixed number.

  • Free consultation
  • NDA signed upfront
  • Fixed milestone pricing
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