INNOVENTURE

Transforming Businesses Through Technology

Payments

UPI, Built the Right Way

We build UPI payment experiences on NPCI rails, from collect requests and intent flows to autopay mandates and dynamic QR, so money moves the instant your user taps pay.

  • Collect, intent and QR flows
  • UPI Autopay recurring mandates
  • Dynamic and static QR at scale
  • Built on NPCI and PSP rails
Overview

Instant Money, Zero Friction

UPI is how India pays. We build the flows your users expect, a tap-to-pay intent, a collect request, or a scan of a QR, and make each one feel instant and certain.

For subscriptions and EMIs we wire up UPI Autopay mandates, and for merchants we generate dynamic QR at scale. It all runs through a licensed PSP so you stay on the right side of the rails.

What you get

  • UPI intent and collect flows
  • Dynamic and static QR generation
  • UPI Autopay recurring mandates
  • PSP and bank partner integration
  • Payment status and callback handling
  • Merchant settlement and reporting
Capabilities

Every UPI Flow You Need

From a single tap to recurring mandates, built on rails that clear in seconds.

Intent & Collect

Tap-to-pay and collect requests that clear in seconds.

QR Payments

Dynamic and static QR for storefronts, invoices and events.

UPI Autopay

Recurring mandates for subscriptions, SIPs and EMIs.

PSP Integration

Wired to a licensed PSP and sponsor bank for settlement.

Callbacks

Reliable status handling so a payment is never left in limbo.

Merchant Reports

Settlement, MDR and payout reporting your finance team trusts.

How We Work

Our Delivery Process

Four disciplined stages, a fixed milestone plan, and staging you can watch from day one.

01

Discovery

Requirements, compliance scope, target users and the metrics that define success.

02

Architecture

A secure, scalable architecture, the integrations mapped and a fixed milestone plan.

03

Build & Integrate

Built in two-week sprints, wired to your payment and banking rails, tested on live staging.

04

Launch & Support

Security hardening, zero-downtime go-live, source and IP handover, then ongoing support.

Stack

The Fintech Toolkit

UPI
NPCI
QR
Autopay
PSP APIs
2FA
FAQ

UPI Solutions Questions

Yes. UPI runs through a licensed Payment Service Provider and sponsor bank. We integrate with your PSP, or help you choose and onboard one.

Yes. We implement UPI Autopay mandates for recurring billing, SIPs and EMIs, including mandate creation, notification and execution.

We generate both static and dynamic QR at scale, mapped to orders so reconciliation is automatic.

UPI is two-factor by design and we never store the user's UPI PIN. Payments are authorised inside the user's own UPI app.

Ready to build in fintech?

Tell us your product idea and your compliance needs. We come back with an architecture, a milestone plan and a fixed number.

  • Free consultation
  • NDA signed upfront
  • Fixed milestone pricing
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